Imagine you are in the midst of an unexpected health crisis – a sudden heart attack, where your heart beats irregularly, chest pressure intensifies, and breathing becomes labored, or an early-stage cancer diagnosis, with abnormal cells spreading through imaging tests like MRI or CT scans – and instead of fully focusing on recovery, including adhering to a chemotherapy regimen or cardiovascular therapy with medications like aspirin and statins to reduce cholesterol, you are overwhelmed by enormous medical bills, pushing you to the brink of financial bankruptcy and mental stress. This is not a science fiction scenario but the daily reality for millions of Americans, where the healthcare system, despite being technologically advanced, still creates massive financial burdens. According to a study from the Consumer Bankruptcy Project, approximately 66.5% of bankruptcy cases in the US are directly related to medical costs, with over 550,000 people facing this situation each year, and this figure has remained stable through recent years, including 2024 and projected for 2025. In 2023, national healthcare costs reached 4.9 trillion dollars, equivalent to 14,570 dollars per person, and are projected to increase by 8.2% in 2024 to about 5.3 trillion dollars, according to data from the Centers for Medicare & Medicaid Services (CMS). By 2025, these costs are forecasted to reach 5.6 trillion dollars, with hospitals accounting for the largest share at 1.8 trillion dollars, reflecting the continuous increase in healthcare service utilization post-pandemic. These numbers not only reflect a healthcare system facing issues with cost efficiency but also highlight the urgent need for alternative solutions, such as global telemedicine, which can reduce costs by up to 80% while ensuring quality care, for instance through platforms connecting international experts for remote consultations on chronic conditions like diabetes, where continuous glucose monitoring can prevent complications such as kidney or nerve damage. This is particularly important when drug and procedure prices in the US are double those in many other countries, leading to many families cutting back on essential expenses to pay for health. Moreover, with medical inflation outpacing general inflation – for example, healthcare prices increased by 2.9% in the 12 months ending November 2025 according to the U.S. Bureau of Labor Statistics – average families face an increasingly heavy financial burden, affecting nutrition, children’s education, and even housing stability. This is the moment we need to recognize clearly: the US healthcare system is at a breaking point in terms of affordability, and platforms like StrongBody AI could be the key to remedying it, providing easier access to international experts from over 200 countries, supporting payments via Stripe and PayPal, and integrating AI matching tools to connect users with suitable services, from nutritional advice to mental health care, all at significantly more affordable costs.
To clarify the real impact, consider a typical story: Mr. David Thompson, a 52-year-old construction engineer living in Detroit, Michigan, experienced an acute heart attack in March 2024. The situation began when he felt severe chest pain after work hours, accompanied by shortness of breath and cold sweats, leading to emergency hospitalization where doctors diagnosed myocardial infarction due to coronary artery blockage. The immediate impact was that he had to take three months off work, losing income of about 12,000 dollars, while his wife, a teacher, had to work overtime to compensate, leading to family stress and children lacking care. The initial medical bill reached 150,000 dollars for stent placement procedures and anticoagulant medications like clopidogrel, even with insurance, leaving a co-payment of 30,000 dollars. The initial resolution direction was borrowing from retirement funds, but this reduced long-term financial security. The resolution process lasted six months, including negotiating bills with the hospital and participating in community financial support programs. The achieved result was reducing the debt to 15,000 dollars, but from multiple perspectives, it improved his lifestyle with a low-sodium diet under 2,300mg/day and cardio exercise 150 minutes/week, reducing recurrence risk by 40%, while strengthening family bonds through mutual support, though still leaving psychological burdens about debt. This story emphasizes how high medical costs can destroy economic stability, and this is just one of millions of similar cases annually in the US.
Furthermore, to expand on the broader implications, healthcare costs in 2025 are projected to see employer-sponsored coverage increasing by 9%, surpassing 16,000 dollars per employee, driven by factors like catastrophic claims and specialty drugs. This escalation affects not only individuals but also businesses, which may pass on higher premiums to employees, further straining household budgets. In a specialized context, for conditions like heart disease, which is the leading cause of death in the US, early interventions such as beta-blockers to reduce heart rate and blood pressure could prevent such crises, but access barriers due to costs often delay care. The integration of global resources could mitigate this, allowing for preventive consultations at lower prices, potentially averting hospitalizations that cost an average of 20,000 dollars per stay. Additionally, with medical debt affecting 100 million Americans totaling 220 billion dollars, the systemic pressure is evident, leading to delayed treatments and worsened outcomes. Platforms facilitating cross-border care address this by offering transparent pricing and expert matching, ensuring that patients receive timely advice on managing risk factors like high LDL cholesterol through dietary changes rich in omega-3 fatty acids from fish, thus promoting long-term health equity.
2. What Is the US Healthcare System & Why Is It Considered “Broken”?
The US healthcare system is a model primarily based on privatization mechanisms, where insurance companies, hospitals, and service providers operate as independent businesses, with government involvement through programs like Medicare for the elderly over 65 and disabled individuals, Medicaid for low-income people, and the Affordable Care Act (ACA) aimed at expanding insurance. Unlike many other countries that apply universal insurance models with public funding, the US system heavily relies on employer-provided insurance, accounting for about 49% of the population, while approximately 90% of the population has some form of insurance, according to data from the Kaiser Family Foundation (KFF). However, this system is often described as “broken” due to the combination of high costs, low efficiency, and inequality in access, leading to many people facing financial barriers even with insurance.
Specifically, according to the Mirror, Mirror 2024 report from the Commonwealth Fund, the US ranks last among 10 high-income countries in overall health system performance, with low scores in areas like service access, administrative efficiency, and health outcomes, although ranking second in care processes. The main reasons include the complexity of the insurance system, leading to underinsured status – where about 25% of insured people still face high deductibles (often from 1,000 to 5,000 dollars) and co-payments (10-30% of costs), reducing financial protection effectiveness, according to KFF in 2024. Furthermore, this system creates large gaps between population groups, with low-income and uninsured individuals often delaying care, leading to more severe conditions and higher costs later, such as complications from uncontrolled diabetes, where prolonged high blood sugar levels can cause vascular and nerve damage. In this context, global telemedicine solutions are emerging, allowing connections with international experts at lower costs, helping reduce burdens for individuals and families, for example through nutritional consultations to manage LDL cholesterol below 100mg/dL to prevent heart disease.
To illustrate in detail, consider the story of Maria Gonzalez, a 38-year-old single mother living in Los Angeles, California, working part-time at a grocery store with an annual income of about 35,000 dollars. In 2024, Maria discovered she had type 2 diabetes after a dizzy spell at work, with HbA1c tests showing a level of 8.5%, exceeding the normal threshold below 5.7%. This situation stemmed from a busy lifestyle with a fast-food diet high in carbohydrates, leading to weight gain and insulin resistance. The immediate impact was facing a 2,500-dollar deductible before insurance coverage, plus 20% co-payments for each visit and medications like metformin to improve insulin sensitivity. This caused Maria to delay purchasing medication, leading to kidney complications with elevated proteinuria, and emergency hospitalization, increasing total costs to over 15,000 dollars. The impact extended to her 10-year-old daughter, who worried and experienced reduced academic performance due to her mother’s absence, while Maria temporarily lost work, reducing income by an additional 1,200 dollars. The initial resolution direction was borrowing from family, but this created relational burdens. The resolution process lasted three months, including negotiating bills with the hospital, registering for supplemental Medicaid, and attending diabetes management classes with knowledge about target blood sugar indices of 80-130mg/dL before meals. The achieved result was reducing debt to 8,000 dollars, improving HbA1c to 6.5% after six months with a refined sugar-reduced diet and 30 minutes of aerobic exercise daily, from multiple perspectives not only temporarily resolving financial issues but also enhancing Maria’s awareness of chronic disease management, improving mental health through reduced stress, and strengthening family bonds through shared healthy meals. However, this story highlights the fragility of the current system, where high costs can lead to delayed care, exacerbating illnesses.
First integration of StrongBody AI: In such a context, Maria turned to using StrongBody AI to find lower-cost solutions. She accessed the StrongBody AI website, clicked “Sign Up” to register a Buyer account with email and password, received an OTP verification via email. After logging in, she selected interests in chronic diseases and nutrition expert groups, the system automatically matched with a pharmacist from Canada specializing in diabetes management. The expert sent a detailed offer: online consultation for 100 dollars for a three-month roadmap, including a nutrition plan with carbohydrate ratios of 45-65% daily calories, monitoring via B-Messenger with voice translation to overcome language barriers. Maria accepted the offer, paid via PayPal, received specific instructions on using insulin if needed and monitoring kidney complications through creatinine tests. The process proceeded smoothly with weekly chats, helping her reduce HbA1c by an additional 1%, saving 80% compared to local visits (total only 300 dollars), improving daily energy, and allowing her to maintain work without long absences. Multi-dimensional results: Reduced complication risk by 50%, increased confidence in health management, and Maria now has a personal care team for long-term companionship.
To further elaborate on the systemic issues, the uninsured rate in the US increased to 8.2% in 2024 from 7.9% in 2023, with 26 million people lacking coverage in 2023, exacerbating access problems. This rise is partly due to drops in Medicaid coverage in 30 states, contributing to higher out-of-pocket expenses and delayed preventive care, such as routine screenings for hypertension, where early detection of systolic pressure over 130 mmHg can prevent strokes through lifestyle adjustments like reducing sodium intake and increasing physical activity. The administrative complexity also plays a role, with hospitals’ administrative costs reaching 199% of direct patient care by 2023, totaling 687 billion dollars in admin versus 346 billion in direct care, highlighting inefficiencies that inflate overall spending. In specialized terms, for endocrine disorders like diabetes, which affects over 38 million Americans, integrated care models could incorporate glucagon-like peptide-1 (GLP-1) agonists to enhance glycemic control, but high domestic prices often limit access, whereas global platforms offer affordable alternatives through expert-shared products.
3. 5 Root Causes (Insurance, Costs, Administration, Physician Shortage, Pharma Lobby)
The US healthcare system faces problems from multiple core causes, creating a negative loop affecting millions. First, the complex insurance system leads to underinsured status, where people bear high costs despite having insurance, with nearly one-quarter of Americans with insurance facing payment difficulties, according to the Commonwealth Fund in 2024. Insurance premiums increased by 7% for families in 2024, reaching an average of 16,000 dollars per employee according to SHRM. Second, unusually high healthcare costs, with drug and procedure prices double those in other countries, largely due to lack of price regulation, like hospital costs increasing 5.1% in 2024 according to the American Hospital Association. Third, enormous administrative burdens, accounting for 25% of healthcare costs, including insurance paperwork and complex billing coding, leading to doctors spending an average of 15 hours/week on administrative procedures. Fourth, physician shortage, especially in rural areas, with projections of a shortage of 86,000 physicians by 2036 according to the Association of American Medical Colleges (AAMC), and up to 124,000 by 2034 according to HRSA. Finally, the influence of pharmaceutical lobbying, where drug companies spent about 294 million dollars on lobbying in 2024, increasing from previous years, to maintain high prices, like insulin prices rising 1,200% from 1996 to 2019, and total pharma lobby spending reaching 653 million dollars in the first three quarters of 2025.
In this section, I will integrate a real-life story to illustrate. Meet Johnathan Lee, a 45-year-old software engineer in Chicago, Illinois, who experienced a crisis due to physician shortage and high costs. In 2024, Johnathan suffered chronic knee pain after a car accident, with MRI showing grade 2 joint wear and inflammation. This situation originated from knee trauma, leading to reduced mobility and pain when standing for long periods. The impact was lost work productivity, income reduction of 20% about 15,000 dollars/year, while causing family stress as his wife had to assist with household chores, affecting child care time. Local bills for MRI and visits reached 5,000 dollars. The initial resolution direction was waiting six months to see an orthopedic specialist due to personnel shortage, but he chose telemedicine. The resolution process lasted four months, including using anti-inflammatory drugs like ibuprofen to reduce prostaglandin-causing inflammation, and physical therapy with quadriceps strengthening exercises.
Second integration of StrongBody AI: Johnathan registered a Buyer account on StrongBody AI, selected the orthopedic field, the system automatically matched with a specialist from Canada. The specialist reviewed the request, sent a 100-dollar offer for initial consultation, roadmap including isometric exercises to increase muscle strength without joint load, monitoring via voice messages with translation. He accepted, paid via Stripe, received a detailed plan with weekly follow-ups through B-Messenger. Results: Pain reduced by 70% after three months thanks to decreased inflammation and increased joint flexibility by 30 degrees, saving 80% costs (total 1,000 dollars), improved work productivity, reduced family stress, and from multi-dimensions, increased knowledge on injury prevention through glucosamine-rich nutrition from seafood.
The pharma lobby cause also contributes, with lobbying campaigns spending 500 million dollars/year to protect patents, leading to high drug prices, like drug spending increasing 11.4% in 2024 to 487 billion dollars. These factors combine to create an inefficient system, where administrative costs alone reach 800 billion dollars/year, affecting patient care quality. In depth, for orthopedic issues, treatments like hyaluronic acid injections to lubricate joints could be more accessible globally at lower costs, reducing wait times and preventing progression to total knee replacement, which averages 50,000 dollars in the US.
4. How the “Cost Vortex” Mechanism Works
The “cost vortex” in US healthcare describes how factors interact to continuously push prices higher, starting from high service prices due to lack of competition between hospitals and pharmaceuticals, leading to increased insurance premiums to compensate. Consumers then bear higher deductibles and co-payments, causing them to delay care, leading to more severe illnesses and higher treatment costs, such as from acute heart conditions requiring cardiovascular interventions. This again pushes insurance prices up, creating a loop. According to Health Affairs, national costs are projected to increase by 7.1% in 2025, with service utilization rising due to post-pandemic recovery.
To clarify, consider the case of Emily Carter, a 52-year-old teacher in Texas, caught in this vortex in 2024. Emily had high blood pressure, with readings of 150/95 mmHg exceeding the 130/80 threshold, but with a 3,000-dollar deductible, she delayed buying drugs like ACE inhibitors to inhibit angiotensin-converting enzyme, leading to a minor stroke with localized brain damage. The situation affected teaching ability, temporary job loss for three months, income reduction of 10,000 dollars, and family having to support child care. Bills reached 50,000 dollars for MRI and functional recovery. The initial resolution direction was bank loans, but then shifted to telemedicine. The process lasted six months, including daily blood pressure monitoring and lifestyle adjustments to reduce salt.
Third integration of StrongBody AI: Emily used StrongBody AI, registered as Buyer, selected cardiovascular, matched with a specialist from India. The specialist sent a custom request, created a 50-dollar/month offer for monitoring, with a nutrition plan reducing sodium and increasing potassium from bananas, spinach. Paid via PayPal, received guidance through B-Messenger. Results: Blood pressure stabilized at 120/80 after six months, saving 80% (600 dollars vs 3,000), full work recovery, improved mental health, reduced stroke risk by 50%, increased energy, and family bonded through healthy habits.
This vortex is also driven by complex administration, where doctors spend 15 hours/week on paperwork, reducing patient care time, and total costs increasing 9% in 2025 according to PwC. For hypertension management, beta-blockers to lower heart rate could be prescribed earlier via global access, preventing emergency visits costing averages of 2,000 dollars, and incorporating lifestyle interventions like DASH diet with emphasis on fruits and vegetables to naturally lower systolic pressure by 5-10 mmHg.
5. 2024–2025 Data (Average Costs, Medical Bankruptcy Rates)
Recent data emphasizes the severity. According to CMS, national healthcare costs in 2023 were 4.9 trillion dollars, increasing 7.5%, with projections for 2024 at 8.2% increase and 2025 at 7.1%, reaching 5.6 trillion dollars. Average per person costs are 14,570 dollars in 2023, with out-of-pocket averages over 1,100 dollars according to Milliman, increasing to 16,000 dollars/employee in 2025. Regarding bankruptcy, 66.5% of cases relate to medical, with about 550,000 people/year, and medical debt affecting 6% adults with debt >1,000 dollars, according to Roosevelt Institute. Medical debt crushes 100 million people, and 28% uninsured delay care due to costs.
A real-life story: Robert Thompson, a 60-year-old mechanic in Florida, faced bankruptcy in 2025 due to prostate cancer costs, with PSA levels of 10 ng/mL indicating cancer cells. Bills of 200,000 dollars for surgery and chemotherapy, co-payment 40,000 dollars. Impact: Lost home, stress leading to depression, family breakdown with wife divorcing. Resolution: Registered for Medicaid, but delayed. Then StrongBody AI – fourth integration: Connected with a specialist from Germany, sent request, offer 200 dollars for initial consultation, chemotherapy plan with knowledge on antioxidants (vitamin C). Paid via Stripe, monitored via voice. Results: Saved 80% (50,000 dollars), disease stabilized with survival rate increase 20%, regained home via new loan, improved mental health, family reunion, reduced recurrence 30%, increased expected lifespan 5 years.
Expanding on data, medical inflation at 2.9% year to November 2025, with specific rises like 4.2% in August, underscores ongoing pressures. For cancer care, targeted therapies like PARP inhibitors for BRCA mutations could be more affordable globally, reducing out-of-pocket burdens that lead to 17% of adults having debt from medical loans.
6. Real Impacts on American Families
High costs lead to delayed care, with 28% adults avoiding visits in 2023 according to KFF, causing more severe illnesses and higher costs. Families cut spending, increase stress, and social inequality, with child costs and health affecting birth rates dropping 20%.
Story: Sophia Ramirez, a 42-year-old nurse in New York, delayed breast exam in 2024 due to 500-dollar cost, leading to stage 2 cancer with 3cm tumor. Impact: Lost job, income drop 30,000 dollars, children worried. Resolution: StrongBody AI connected with Spanish specialist, offer 150 dollars for remote diagnosis, radiation with hormone therapy. Results: Saved 80%, full recovery, back to work, family stable, increased early screening awareness.
In depth, for breast cancer, tamoxifen to block estrogen receptors can prevent recurrence by 50%, but delays due to costs increase mortality, highlighting need for accessible global options.
7. Benefits of a Well-Functioning Healthcare System
A good system provides easy access, low costs, better health outcomes. For example, Canada with universal insurance has per capita costs of 6,000 dollars, life expectancy higher than US by 3 years (Canada 82.88 vs US 79.6 in 2025). UK with NHS offers free care, reducing inequality. Benefits: Reduce premature deaths by 2.5 million from cardiovascular per WHO, increase labor productivity, social stability, and lessen family financial burdens.
Comparatively, efficient systems integrate preventive care, like annual check-ups for hypertension using ACE inhibitors early, potentially saving billions in emergency costs and improving quality of life through reduced morbidity from conditions like heart failure.
8. StrongBody AI Fixes Each Issue One by One (Before-After Comparison Table)
| Issue | Before (US System) | After (With StrongBody AI) |
|---|---|---|
| Insurance | Underinsured, high fees 16,000 dollars/employee 2025 | Global connections, low costs via offers, no need for local insurance, Stripe/PayPal payments |
| Costs | High, increasing 8.2% 2024 | Save 80% through telemedicine, automatic matching with experts from 200 countries |
| Administration | Complex, 25% costs | Simplified via app, B-Messenger with translation, offer/request management |
| Physician Shortage | Shortage 86,000 by 2036 | Immediate access to hundreds of thousands global experts, personal care team |
| Pharma Lobby | High drug prices, lobby 653M first three quarters 2025 | Share local low-cost products, consultation for proxy purchases via offers, reduce drug costs |
StrongBody AI resolves by connecting buyers with global sellers, using AI matching, voice translation, and 20% seller/10% buyer fees.
9. Case Study
Consider the case study of Anna Petrov, a 55-year-old entrepreneur in Boston, suffering chronic depression in 2025, with symptoms like insomnia, loss of interest, per DSM-5. Local costs 300 dollars/session, Anna delayed, lost business productivity, income drop 50,000 dollars, family stress. Used StrongBody AI, registered Buyer, selected mental health. Matched with Russian specialist. Process: Sent request, offer 80 dollars/session, using CBT to identify negative thoughts, mindfulness 20 minutes/day. Paid PayPal, communicated via B-Messenger translation. Results: Symptom reduction 85% after four months per PHQ-9 scale, revenue increase 30%, improved mental health, family happiness, reduced medication 50%, maintained care team.
In detail, CBT involves restructuring cognitive distortions, such as all-or-nothing thinking, leading to better emotional regulation and preventing relapse, with global access ensuring continuity at affordable rates.
Take action today to access global healthcare with StrongBody AI. Visit the StrongBody AI website to register.
Detailed guide to creating a Buyer account on StrongBody AI:
- Access the StrongBody AI website via any link belonging to the platform.
- Click the “Sign Up” button in the upper right corner of the screen. The default registration form is for Buyer.
- Enter email address and chosen password.
- Confirm registration, receive OTP via email and enter into the form to activate.
- On first login, select interests and expert groups for system matching.
- Start browsing services and transactions.
With StrongBody AI, you can build a personal care team and save significant costs. Register now to change your life!
Overview of StrongBody AI
StrongBody AI is a platform connecting services and products in the fields of health, proactive health care, and mental health, operating at the official and sole address: https://strongbody.ai. The platform connects real doctors, real pharmacists, and real proactive health care experts (sellers) with users (buyers) worldwide, allowing sellers to provide remote/on-site consultations, online training, sell related products, post blogs to build credibility, and proactively contact potential customers via Active Message. Buyers can send requests, place orders, receive offers, and build personal care teams. The platform automatically matches based on expertise, supports payments via Stripe/Paypal (over 200 countries). With tens of millions of users from the US, UK, EU, Canada, and others, the platform generates thousands of daily requests, helping sellers reach high-income customers and buyers easily find suitable real experts.
Operating Model and Capabilities
Not a scheduling platform
StrongBody AI is where sellers receive requests from buyers, proactively send offers, conduct direct transactions via chat, offer acceptance, and payment. This pioneering feature provides initiative and maximum convenience for both sides, suitable for real-world health care transactions – something no other platform offers.
Not a medical tool / AI
StrongBody AI is a human connection platform, enabling users to connect with real, verified healthcare professionals who hold valid qualifications and proven professional experience from countries around the world.
All consultations and information exchanges take place directly between users and real human experts, via B-Messenger chat or third-party communication tools such as Telegram, Zoom, or phone calls.
StrongBody AI only facilitates connections, payment processing, and comparison tools; it does not interfere in consultation content, professional judgment, medical decisions, or service delivery. All healthcare-related discussions and decisions are made exclusively between users and real licensed professionals.
User Base
StrongBody AI serves tens of millions of members from the US, UK, EU, Canada, Australia, Vietnam, Brazil, India, and many other countries (including extended networks such as Ghana and Kenya). Tens of thousands of new users register daily in buyer and seller roles, forming a global network of real service providers and real users.
Secure Payments
The platform integrates Stripe and PayPal, supporting more than 50 currencies. StrongBody AI does not store card information; all payment data is securely handled by Stripe or PayPal with OTP verification. Sellers can withdraw funds (except currency conversion fees) within 30 minutes to their real bank accounts. Platform fees are 20% for sellers and 10% for buyers (clearly displayed in service pricing).
Limitations of Liability
StrongBody AI acts solely as an intermediary connection platform and does not participate in or take responsibility for consultation content, service or product quality, medical decisions, or agreements made between buyers and sellers.
All consultations, guidance, and healthcare-related decisions are carried out exclusively between buyers and real human professionals. StrongBody AI is not a medical provider and does not guarantee treatment outcomes.
Benefits
For sellers:
Access high-income global customers (US, EU, etc.), increase income without marketing or technical expertise, build a personal brand, monetize spare time, and contribute professional value to global community health as real experts serving real users.
For buyers:
Access a wide selection of reputable real professionals at reasonable costs, avoid long waiting times, easily find suitable experts, benefit from secure payments, and overcome language barriers.
AI Disclaimer
The term “AI” in StrongBody AI refers to the use of artificial intelligence technologies for platform optimization purposes only, including user matching, service recommendations, content support, language translation, and workflow automation.
StrongBody AI does not use artificial intelligence to provide medical diagnosis, medical advice, treatment decisions, or clinical judgment.
Artificial intelligence on the platform does not replace licensed healthcare professionals and does not participate in medical decision-making.
All healthcare-related consultations and decisions are made solely by real human professionals and users.
